Enter your paycheck schedule, your bills, and anything one-time — no linking accounts, no sorting transactions. SafetyLever labels every week ahead Healthy, Low Dip, or Overdrawn, so you always know exactly where you stand.
See every pay period a year out, labeled Healthy, Low Dip, or Overdrawn.
Recurring bills and one-time costs folded in automatically — no formulas.
Enter your debts once, get a payoff order and a dated finish line.
Paycheck converter and emergency fund calculator — no signup needed.
No categories to set up and no transactions to sort — just plain, color-coded answers about your money.
Every pay period laid out a year ahead, each one with a single projected balance — no digging through statements to see what's coming.
Type in a bill or a one-off expense once and it's automatically folded into the forecast — no formulas, no spreadsheets.
Log a freelance check, bonus, or tax refund in seconds and watch the forecast update instantly.
Every period is labeled Healthy, Low Dip, or Overdrawn — a plain-language flag, not a chart to interpret.
Enter your debts once and get a clear payoff order, plus the exact interest and time you'll save.
Your numbers sit behind your login. We don't sell them, share them, or mine them.
Categorize every transaction. Reconcile the categories. Stare at a pie chart of money you already spent. That's an hour a week, minimum.
And after all that work, none of it tells you whether the Tuesday three weeks from now — when rent, a subscription renewal, and a lower paycheck all land in the same week — is going to be tight.
Budgeting apps ask a lot of you. Almost none of them give you a straight answer.
Your paycheck schedule. Your bills. Anything one-time you already know about — rent, that car payment, the trip you're planning. That's the entire setup — no linking accounts, no sorting years of transactions.
In return, every pay period for the next 12 months gets a plain label: Healthy, Low Dip, or Overdrawn. No chart to interpret, no mental math required.
Spend $200 today, and SafetyLever shows you exactly where that shows up — even if it's a tight week two months from now that you'd otherwise never see coming.
Enter your debts once. SafetyLever tells you exactly which to pay off first, and gives you a clear, dated finish line.
Add each debt — balance, APR, and minimum payment — plus any extra you can put toward debt each month. That's it. The planner automatically orders your debts smallest balance to largest and puts everything spare toward the one on top.
The instant a debt is paid off, its old minimum rolls onto the next debt in line, stacked on your extra. Every payoff makes the next one land faster — no recalculating required, it just updates.
Two clear numbers, front and center: interest saved and time saved versus paying only the minimums — plus the exact month each debt clears.
Three steps between you and knowing what your next 12 months actually look like.
Your paycheck, your bills, anything one-time. No linking accounts, no importing statements — about three minutes, start to finish.
Day-by-day projections for the next 12 months, accounting for paycheck timing, due dates, and holiday shifts automatically.
Every period is labeled Healthy, Low Dip, or Overdrawn — so you know at a glance, weeks in advance, exactly when to move a payment or brace for it.
Got a big expense coming up in October? SafetyLever shows you exactly how it lands against your balance, and whether the weeks around it are going to be tight — labeled clearly, not buried in a chart.
Paycheck timing shift because of a holiday? Already factored in.
No mental math. No guessing. No finding out the hard way.
A few numbers in, a straightforward Healthy / Low Dip / Overdrawn forecast out — so you can plan around the tight weeks instead of reacting to them.
Get your 12-month forecast — $5/mo